By Mohammed Waseem
We know many bill pay services offered by banks and other leading companies. The tech giant Microsoft also has a bill pay service under the brand name MSN. It is not directly offered by them, but by CheckFree Services Corporation which lets users to pay through MSN Money and thus, the service is called MSN Bill Pay.
Users can pay anyone in the United States that they would normally pay by check or automatic debit, even if they do not receive bills from the payee. MSN Bill Pay allows receipt of some bills online and payment can be made for all bills. The bills can be viewed online at the Payment Center, which is where bills are paid from. Automatic payments can be setup for recurring bills and one time payments can also be made.
Users can review bills for a period of 24 months and can also transfer money from one payment account to another. Payment accounts include checking account and money market account. Savings account can be used for transfers if the option is available. A user can use multiple accounts for paying bills.
In order to pay, users need to add payees, after which the bills for those payees are added to the account. Users can pay as many as 30 bills at the same time from the Payment Center. Notifications can be setup for bills due, in order to avoid missing a due date. On entering the amount, an earlier date biller receives the payment is displayed, which can be changed to schedule a payment at a later date and for some billers, expedited payment is also supported for overnight check delivery.
Their website does not have the fee details for the service, but it is not a free service like many others. However, I found that they charge $5.95 per 15 transactions and $0.50 for every additional transaction or $2.95 per 5 transactions a month and $1.50 for every additional transaction.
They rank 2nd in the top ten reviews with a rating of 9.43 on 10. According to them, MSN Bill Pay is very versatile and is a good way to make sure all your bills are paid on time.