Dec 082014
 

Smartphones have become powerful devices that enable users to do more and more with them. Each day, new abilities are heard of and each day, expectations of the users increase. In the bill payments space, a strong player can make use of this opportunity and grab the market. TIO MobilePay is striving to make this true with the launch of their mobile bill pay app.

The app is available on Android and iOS devices and has a simple and easy to use interface. It is a one-of-its-kind app in the United States that allows users to make expedited, same day and last minute payments using credit cards to thousands of billers. According to them, users can pay any bill with this app at affordable rates.

TIO MobilePayReminders can be set up, which prompt the app to send reminder emails, right on the phone. The app has bank level security and is bank independent. It has personal finance management tools as well. Over 6000 billers across the US are supported, which covers most billers in the country. Unlimited number of billers can be added and multiple bills can be paid with the app.

It is so easy to pay a bill with TIO MobilePay; it is a 3 step process, which involves selecting a bill, entering the amount and verifying/finalizing the payment. At present, payment methods supported are Visa and MasterCard debit/credit cards. There are plans to include PayPal, direct debit and many more methods. Bills paid are processed in real time and information is stored securely.

Payment history is stored in the app, as well as in the user’s email, helping them manage their money efficiently. Prices are between $2.99 and $3.99 for regular payments, that take anywhere between 1 and 4 business days to complete. For same day payments, prices are between $5.99 and $6.99. Users who want to try this service can download the app from Google Play or iPhone App Store.

Dec 072014
 

When you logon to the website of SimpleBills, you will see that it has options to pay bills for roommates or parents in the main page. The reason this company began was sharing bills, a bill combining, splitting and paying service, primarily meant for students. Their main focus, their target market are people who share a common accommodation; in other words, roommates.

The challenge of dividing bills, including utility bills is made simple with their solution. Among the methods employed are timely reminders, creating accountability and timely communication with roommates and parents. They aim to make bill payment easier and convenient by offering this service.

Share Bills

Share Bills

Using this service, each roommate/participant pays only their portion of the bill to SimpleBills, though one bill with one due date is received; all utility bills are received as one bill with one due date. The payment of bills is done by SimpleBills, the participants have to pay to them to cover this payment. Payment options include online and mobile. Many university students have recommended this service, it surely deserves a trial at least.

So, no worrying about different due dates, sharing expenses and all other challenges roommates face. The roommate market is not just limited to universities, but also property management firms. SimpleBills have included them in their target market and have positioned themselves well there. Property managers can offer SimpleBills to their tenants

They are informed via multiple modes of communication including email, text and phone to notify of events such as non-payment of bills and so on. Interested persons can sign up for their service here and give it a try.

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