Jul 142014

By Mohammed Waseem

Residents of the United States have loads of options to choose from, when they intend to pay their bills online. Most banks have begun to offer bill pay service to keep up with the demands of the customers and avoid losing them to banks that provide these services. In addition, many third party companies have been coming up with innovative concepts in bill payment.

People who hold MasterCard in the US can pay bills with their card, just by logging on to their website and filling the bill information. They provide the ability to search for billers by category and further narrow down by limiting them to a particular ZIP Code. The biller directory helps the payer find companies that accept MasterCard for bill payment. Billers can also be saved to setup reminders and pay bills in one click. Users are not required to login to make one time payments.

MasterCardBillers from a number of categories are supported including auto loans, cable TV, court fines, entertainment, ISPs, tolls, tax payments, utilities and insurance. From managing personal finances to running small businesses, payers get flexibility and control over the way they manage and pay bills. The fee charged may start at $3.

The service is simple to use and also have automatic payment scheduling option, which makes it a great bill pay service, on par with many leading services. Many billers also allow payers to schedule the date when the card is charged and to set a maximum limit to the amount they are authorized to bill them. In addition, the service also allows the payers to find contact information of the billers, so that they can contact them whenever they want to.

MasterCard offers the bill pay service in a few other countries as well. For instance, in India, they offer the bill pay service at MasterCardBillPay.in, where, customers are allowed to pay bills without registering or logging in. Registered users can setup reminders.

Feb 052014

By Mohammed Waseem

Bill payment has become very easy with the introduction of mobile payment systems. Many companies launched apps for smartphones, which enable bill payment and management right from the mobile device or tablet. Mobilligy, a mobile app for various platforms offers services ranging from bill management, reminders to paying the bills.

The app is available for Android, iOS, Windows and Kindle Fire. The service is available for free at no monthly charge. One can make payments and control bills from anywhere with payment options such as debit cards, credit cards and bank accounts. The process of bill payment once a biller is setup and a payment option is linked is so simple that it just takes a swipe and the payment happens.

Mobilligy Bill PayMobilligy’s interface shows which bills are due in the coming days and reminds the user before the due date, helping them avoid late fines. The app also has a bill calendar which shows upcoming bills. Automatic payment can also be setup for payment through the app. You can add your credit card, utility, auto loans, mortgage, etc. to the app and setup monthly payments. All you have to do is download the Mobilligy app and add all the billers. All due bills and recent payments made are found by Mobilligy and added to the app, users can then make payments. New billers would be added if a significant number of users demand for it.

With Mobilligy app, you can view upcoming bills, view notifications, view and add billers, view and setup payment accounts, view reminders, invite friends to use Mobilligy and read news from Mobilligy. The app can also be PIN protected to avoid unauthorized use. Mobilligy can be used from more than one devices and the app allows management of devices used to access the service.

So, with Mobilligy Bill Pay, you will never miss a payment and will avoid paying late fees at no extra cost. And according to them, the app has bank level security which is much better than other bill payment apps.

The app is good and secure, free and convenient but the downside is that it is that the app’s interface is less user-friendly which needs some attention from the developers.

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