Jan 302014
 

By Mohammed Waseem

Venturing into bill payment services is one way for money transfer companies to diversify. Most companies are probably forced to keep up with the technology in order to keep their customers feeling that they are ahead of others. Customers are the primary focus for every business because the businesses exists because of them.

Many money transfer companies have introduced bill payment and have launched mobile apps. A few have launched mobile wallets for mobile money transfer, and a few have also introduced prepaid cards of their own.

MoneyGram, which is among the leading money payment services, also has a bill payment service. Like money transfer, they have bill payment service at any agent location or online. Apart from these, payments can also be made with cash at Walmart, CVS Pharmacy, Albertsons and Advance America. The number of retail locations for cash payment is over 35,000.

MoneyGram Bill PayA wide range of bills are accepted for payment by MoneyGram which include auto loans, rent, cable, phone, insurance and credit cards. Their fee starts at $1.49 and they offer same day, next day and 2-3 day services. Of course, they charge higher for same day payments; this can be used in order to avoid penalties for late payments. Notification for payment is received within 10 minutes for same day payments and accordingly for next day and 2-3 day payments.

Payments at an agent location requires that the customer gives the receive code for that biller and their account number. Card swipe facility is also available at select locations.

Bill Payment can also be made online at any time on MoneyGram website. Not all billers are available for online payment. The customer has to visit this link and enter the biller’s receive code and their account number. Payment is done using credit/debit cards. MoneyGram also offers bill payment solutions to businesses, which includes both in-person and online payments.

Just like their money transfer services, their bill payment service is convenient and accurate and their customer service is also quite good. So next time you look for options to pay your bills conveniently, you could consider MoneyGram as one.

Jan 072014
 

By Mohammed Waseem

There are several apps in the market for bill payment on mobile phones. In this article, I will discuss about a product called Evolve Money, which gives you the option to pay online or from their mobile app.

Evolve Money offers free bill payment and same day bill payment for $1.50. This service does not necessitate a user to have a bank account or a credit/debit card; instead cash has to be added to the Evolve Money account using reload packs or prepaid cards called RELoadit and Evolve Pay Bucks PINs. These packs can be purchased at many leading retail locations for a price between $3.00 and $3.95. If a user does not want to have an account with Evolve Money, he/she can make a payment using debit/credit cards as a guest.

Evolve MoneyEvolve Money is considered as a fast, affordable and secure way to pay bills form one place and an alternative to bank bill payment services. The number of options it has makes it a flexible solution and the ability to add cash to the account makes the transactions even faster compared to credit/debit cards and bank accounts.

This service accepts over 10000 bills including bills for utilities, wireless, cable, insurance, mortgage, etc.; paid all at once or one at a time, as the user wants to. Of course, the bills have to be saved first, in order to make at-a-time payments for succeeding periods. All bills are paid free of charge, but if one wants to make same day payment in order to avoid expensive late fees, a nominal $1.50 is charged; otherwise, a bill is paid in 2-3 days. When the payment is delivered, the payer is notified.

To use this service, all one needs is a username and a password for logging into Evolve Money app/website. The money is safe as Evolve Money is protected by bank-level security. The Evolve Money website is accessible from all mobile phones and computers and the Evolve Money app is available for Android, iOS and Widows Phone platforms.

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