Steven Seamark | SafeBillPay.net
Gas station pumps are the mother lode for hackers and scammers. Why? Because they have constant traffic and no supervision. It’s all self-service, so no one is paying attention to what anyone else does at the pump, and no one from inside is monitoring customers’ activities, especially at busier stations. I visit a very busy Arco station near my house, and though there are four workers inside, I literally have never seen any of them inspecting the pumps.
One common strategy thieves use is to install a skimmer device on the gas pump. The skimmer is a hidden electronic device that is placed over the card reader’s real slot. It is designed to look just like the surrounding machine, so you can’t tell the difference. The skimmer scans and records all the information on your card’s magnetic strip. The thieves then copy this information onto a counterfeit card that will draw money from your account.
However, the thieves still need your PIN number, so they install a hidden camera somewhere nearby, to video you as you enter the PIN. After a few days they remove the skimmer and camera, and they have all they need to hack multiple debit accounts.
Considering the high risk of using your debit card at the gas pump, it’s smarter to either use a credit card, or to actually go in the gas station and use your debit card at the register. Or of course you could pay cash.
Next: Part 4 – Non-Bank ATMs